The Central Bank Said That The Standard Of Payment Limit Can Be Amended Accordingly.

< p > the central bank responsible person said on the 24 day that the two-dimensional code "a href=" //www.sjfzxm.com "> payment" /a "business and virtual credit card business is suspended but not terminated.

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< p > the responsible person said that the central bank will fully demonstrate the aspects of technology security, consumer protection, anti money laundering, and financial real name system, including the above payment institutions, and take safety as the bottom line, and support relevant payment institutions to further improve business processes and rules, protect the safety of payment funds, and effectively implement the corresponding institutional arrangements for the protection of consumers' rights and interests. In accordance with the principle of pilot first, relevant businesses will be established to maintain the healthy and orderly development of the payment market.

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< p > he said that all financial innovations including Internet finance should be conducive to improving the efficiency of resource allocation, maintaining financial stability, promoting the marketization of interest rates steadily, regulating the liquidity of the central bank, avoiding violent fluctuations in the price of the financial market due to some financial innovation, increasing the financing cost of the real economy, and thus not affecting the liquidity pformation of the banking system, thereby reducing the credit support ability of the banking system to the real economy.

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< p > for the online payment service "a href=" //www.sjfzxm.com > management method < /a >, which is circulated on the Internet, the person in charge said that the establishment of a special management method for the online payment business is a consensus between the central bank and the industry. The central bank's relevant bureaus have discussed with the industry for 3 years.

At present, there is a further consensus on the division of account functions and the implementation of quota management. However, there are differences between the organizations in the industry only in terms of how to divide the functions and specify the setting of specific quotas, and further communication and argumentation are needed.

The "draft for comment" circulated on the Internet is a recent working paper between the central bank and some Payment institutions for "point to point" communication.

To be sure, the focus of this approach is not on specific quotas, but on risk control in business and process.

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< p > the responsible person said that the draft is currently at the stage of discussion in the "a href=" //www.sjfzxm.com "central bank < /a > functional departments and agencies.

The limit criteria proposed in this paper are simply the preliminary comments that have been put forward in the light of the main payment institutions' network payment pen pactions in recent years and the anti money laundering requirements.

For the major issues involved in the draft, we need to solicit the views of the public.

He said that if consumers think that the account function and the specific amount is unreasonable, we need to make corresponding amendments.

In short, the network payment management method will seek the "greatest common divisor" among regulatory authorities, Payment institutions and consumers, and will eventually be promulgated on the basis of consensus reached.

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