Balance Treasure Income Is Not As High As Before.

Now the city's uploaded statement, the income of the balance treasure is not as high as before.

However, Reed, a financial planner, believes that there is no harm in it.

For large institutions whose capital turnover has always been very strong, they can assume part of the responsibility of financial institutions.

In order to promote the market, the balance treasure has set the rate of return relatively high. Although the rate of return has been reduced, its advantages such as flexibility, low threshold and convenient operation have not been obliterated, so it still has some value.

Jifeng Reed financial planners want to make a statement about why the yield of financial products such as balance treasure will be reduced.

At the end of last December, the central bank will send to commercial banks the notice on the policy of reserve reserve reserve and the policy of interest rate management. The main content is to convert the original deposit of non deposit financial institutions into general deposit management, that is, the interest rate of this part is also required to be restricted by the central bank and included in the management of the deposit and loan ratio.

At the same time, other provisions were made to give a kind of hole to such institutions: these special deposits do not need to pay deposit reserves for the time being.

Reed, a financial planner, believes that these moves make money more liquid in the market.

Balance treasure is also a monetary fund of non-financial institutions.

The purpose of the Central Committee is still very obvious. It is not for the purpose of combating.

Instead, it is hoped that this will reduce the flow cost of money. Otherwise, the same money type financial products or funds will allow money to have arbitrage space under the premise of constant financing cost, and speculators will also scrambled to disrupt normal investment.

In the absence of printing money, increase market liquidity and reduce the average reserve requirement.

In fact, there is a logic in this series of measures: encouraging loans, going to bubbles, and encouraging investment.

All

The way is short, and the return of all financial products will eventually return to their original attributes.

The nature of IMF can not have the yield of short-term financial products for a long time, because it must have one-to-one correspondence to make the market operate normally. Otherwise, it is like a train running on two tracks, and there is always a risk of capsizing.

This series of logic is also very consistent with "

In 2015, the main investment direction is to discover value and manufacture value, and also conform to the themes of reform, rule of law, people's livelihood, anti-corruption and innovation.

Therefore, the following kinds of investment products may fire:

The general inflation of stocks is predictable.

But which does not rise? I don't know.

Which stock to buy is also unknown.

Therefore, the fund with relatively wide coverage is more secure.

Some other creditor's funds also have a certain market.

For example, Jifeng Reed - steady profit selection fund, the annual yield of 8%-14.4%, 30 million of the total amount of 10 million of the security pad, can guarantee healthy returns.

The balance of treasure has been out, but the fixed income financial products issued by quality institutions with relatively high yield still have market.

For example, Jiaxing Reed financial platform Yisheng fortune Yisheng Bao, annualized yield of 10%-13.5%, the four year cashing rate of 100% is a better choice.

The globalization of asset allocation set off a new climax at the end of the year.

With the year-end visit of the diplomatic corps, the high speed rail project has also been contracted out, and business has been signed. Overseas investment in insurance has also attracted wide attention.

Perhaps there will be good opportunities for development in the future.